Combined Insurance offers a wide range of policies for various needs and situations. Take a look at what we offer – then we’ll help you select the coverage that’s best for you.

Accident and Sickness Insurance

  • Accident Protector: Pays cash directly to you when accidental injury leads to emergency room visits, hospitalization and more.
  • Accident and Sickness Protector: Pays cash directly to you for hospital confinement, emergency room treatment, recovery and more.

Disability Insurance

  • SickPay Plus®: Pays you cash when illness or injury prevent you from working.
  • Disability Insurance: Pays benefits directly to you when you are totally disabled and cannot work, for up to two years.

Life Insurance

  • Life Protector: Pays cash directly to you or your loved ones when they need it most.

Specified Disease

  • Cancer Protector: Pays a lump sum cash benefit directly to you if you are diagnosed with or treated for a covered cancer.
  • Cancer Care Protector: Pays cash directly to you when you receive treatment for a covered cancer.
  • Critical Care Protector: Pays benefits directly to you when you are diagnosed with or treated for a covered critical condition.

The information provided on this page is only a brief description.  See the actual policy for complete details of the policy plans, features, benefits, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.

Life, accident and sickness, and disability insurance policies are issued by Combined Insurance Company of America (Chicago, IL) in all states, except New York.  In New York, life, accident and sickness, and disability insurance policies are issued by Combined Life Insurance Company of New York (Latham, NY).  Combined Insurance Company of America is not licensed and does not solicit business in New York.

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