Your engagement ring and other precious jewelry items often evoke memories of a special time and place in your life. With our broad coverage and unparalleled service, you can trust Chubb to help protect the very special things you’ve acquired over the years.
Here are some of the many coverage highlights available from a Chubb Valuable Articles policy:
- Worldwide Coverage with no Deductible: Chubb’s policy provides worldwide, “all-risk” coverage for most causes of loss, with no deductible.
- Newly Acquired Item Coverage: If you already have itemized jewelry or fine art on your Chubb policy and you add a new item to your collection, we've got you covered. Chubb provides automatic coverage for newly acquired similar items for 90 days, (up to $50,000 for jewelry and up to 25 percent of the policy limit for fine art).
- Inflation Protection: In certain circumstances, Chubb can pay up to 150 percent of the amount itemized on your policy to account for inflation.
- Liberal Appraisal Requirement: Chubb makes it easy for you to insure your valuable items. Appraisals for individual jewelry pieces valued at less than $100,000 and fine art items valued at less than $250,000 are not required. We just need a good description and a photograph of the item as well as the estimated value.
Limits on many standard homeowner policies for valuables like jewelry and silverware range from $1,000 to $5,000? Is that enough to cover the possessions you love? Find out more through research from the FBI.
Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.