Individuals & Families

Cyber Protection

  • From office to home and everywhere in between, the "online you" is still the you we're here to protect.

Every day, we take steps to protect ourselves and our families from the unexpected. And when it comes to insurance, we often focus on our home and cars. But it’s just as important to protect yourself from what can come through your Wi-Fi.

With all the ways technology has enhanced our lives, we’re committed to providing clients with comprehensive cyber protection that helps you avoid the lasting impact of emerging concerns – like identity theft, hacking, cybercrime, and cyberstalking or harassment.

At Chubb, we understand the complexity of cyber threats and offer a broad range of protection to help keep you and your family safe. With Masterpiece Cyber Protection, we have the expertise you need to stay ahead in an evolving digital world.

We look for ways to say yes

With Cyber Protection, our experts help you get your life back on track after a cyberattack.

  • We’ll do what’s right for you. After a cyberattack, we’ll reimburse expenses you incur to replace lost or stolen digital property, and ensure your family has a place to go if a cyberattack makes your house uninhabitable.
  • You get easy access to qualified specialists who will advocate for you. Our experts help you evaluate your cyber vulnerabilities, understand how and when to respond to ransomware, and clean up your identity after fraudulent activity. We’ll also cover the cost to hire public relations, legal, and digital forensic firms to help you recover from cybercrimes.
  • We’ll make you whole again. Should a cyberattack happen, we’ll help financially by replacing stolen money from your account, and covering fraudulent credit card charges or money lost from a ransomware attack. We’ll also make sure you and your family have the resources you need to recover emotionally too.

We look for ways to do more

We go above and beyond the services in a standard cyber insurance contract by building solutions that go one step ahead.

  • We make sure you have comprehensive, not patchwork, protection. We connect you with experts to perform an assessment of your online networks, partner with a third-party vendor to coordinate with local law enforcement if your identity is stolen, and replace stolen personal data and electronic content.
  • You’ll benefit from our focus on prevention and protection. We’re committed to offering our clients proactive tools to prevent issues from happening. That’s why we partner with leaders in cyber monitoring, who offer innovative systems to keep your online network safe.
  • You won’t hear us say, “that’s good enough.” We don’t stop with checking the box when it comes to industry standards. That’s why we were the first in the industry to offer coverage for both cyber disruption and cyberbullying, and why our team constantly monitors emerging cyberthreats.

Let us raise your expectations

Cyber Protection Coverage Highlights

With Cyber Protection coverage you’ll benefit from added layers of protection, above and beyond what’s included with homeowners and liability policies:

  • Protect your bank accounts. You’ll benefit from an additional $250,000 in coverage, beyond the standard $10,000 provided in most Masterpiece homeowner policies, if money is stolen from your financial accounts.
  • Get life back on track. We offer up to $250,000 in coverage if cyberbullying leads to wrongful termination, false arrest, wrongful discipline at school, or mental and emotional pain diagnosed by a physician.
  • Prepare with a plan. We’ll cover the cost for you to work with a public relations firm to restore your reputation – for example, if your name is slandered online, or if private photos are leaked and threaten your livelihood.
  • Keep your personal information safe. We’ll protect you from threats to release your personal information, restricted access to personal data, and destruction of your personal network. You’ll also have support if you suffer a breach of privacy. We’ll help you recover from theft, loss or unauthorized access to personal data from a cyberattack, which results in defamation of character, or compromises the physical security of you and your family, and your home.
  • Live without disruption: Support dealing with cyberattacks that prohibit you from your accessing your home, or attacks interrupting a small business you operate from your home.

What’s more, you can continue to rely on the additional benefits included with our Masterpiece homeowners protection:

  • Understand your vulnerabilities. We partner with top online security firms to evaluate your online networks and identify any gaps in your protection, so we can better protect you and your family from online and physical harm.
  • Protect your identity. Experienced fraud specialists will work with you one-on-one to quickly resolve any crisis and clear up fraud, so you can move forward with your life.
  • Protect your digital property. We cover up to $10,000 for replacing or recreating personal data and electronic content – such as eBooks, software, apps, music and movies – that are lost or stolen from a computer virus or malware.
  • Benefit from vendor discounts. Our network of security vendors offers discounted services to Chubb clients, such as consulting with you on how to secure your network and mobile devices, or recognize signs of online manipulation. 

About Chubb

Chubb is a premium insurer that specializes in serving successful families and individuals with more to insure. With over a hundred years of experience in 54 countries around the world, Chubb has a history of finding ways to say yes and ways to do more for our clients.