• Automobile policies are not created equal. Our Masterpiece® products offer choices and features not typically found in standard policies.

There are two kinds of auto insurance. There’s Chubb. And there’s ordinary.

The problem is, they look alike on most days. Both give you cards for your wallet or glove box. Either one satisfies the police. There can be a difference in price — but that’s the only difference some people see. You have to look closely to choose the right kind. 

Or wait until you’re rear-ended. After hours. On the Fourth of July.

Auto Coverage Highlights

Insure your cars with Chubb Masterpiece® automobile insurance and get some of the best protection on the road:

  • Agreed Value Coverage: With Chubb's optional Agreed Value coverage, you agree what your car is worth when your policy is written. Then, if your car is stolen or totaled, we'll simply write you a check for the agreed amount. This could save you $10,000, $20,000 or more at the time of a covered loss.
  • Choice of Repair Shop: Chubb pays for your choice of repair shop. Many standard companies strongly suggest that you fix your car at one of their "network" shops. Chubb provides you with the freedom to choose a body shop. If you need a referral to a trusted and certified shop, Chubb can offer one through our Masterpiece Auto Preference Services (MAPS).
  • Rental Car Reimbursement: Need to rent a car because yours is out of service following an accident? Chubb's Rental Car Reimbursement Coverage pays more than nine times as much as most ordinary insurance and enables you to rent a car like the one you own. We offer the industry's highest amount of coverage, up $15,000, with no per-day limit.
  • Original Equipment Manufacturer (OEM) Parts: While many insurers won't pay the cost of OEM parts, Chubb will. Because Chubb knows that when you need your car repaired, you will want it fixed properly the first time.
  • High Coverage Limits for Liability and Uninsured/Underinsured Motorists (UM/UIM) Coverage: Your auto insurance can be a strong line of defense in the event of an accident or a lawsuit. For it to work, you need high limits of both auto liability and UM/UIM coverage. Chubb offers some of the highest limits in the business-up to $10 million in auto liability and $1 million in UM/UIM protection
  • Worldwide Rental Car Coverage: Unlike most standard insurers, Chubb doesn't limit rental car coverage to the U.S. and Canada. We cover damage to a rental car anywhere in the world. And, when you purchase a liability limit of $1 million or more, you get worldwide auto liability coverage.

Related Resources

- Collector Car Coverage
- Chubb Collector Car Website

Saturday Auto ID Support
Hours 10am – 6pm EST

Auto ID Card Requests

If you are purchasing a new vehicle on a Saturday and your agent’s office is closed, we can help. Masterpiece and Platinum Portfolio policyholders can call 800.777.2131 from 10:00 a.m. to 6:00 p.m. (ET) for service.

Helpful Tips

Did you know that more than half (52%) of the passenger vehicle occupants killed in traffic crashes in 2012 were unrestrained? Click it to save lives. Learn More.


Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.

The Value of Your Chubb Automobile Policy