Valuable Articles

Arts & Antiques

  • The care you took to select it is the care we'll take to protect it.

The masterpieces you've acquired, whether antique furniture, classical paintings or contemporary art, deserve comprehensive coverage. You, the collector, deserve peace of mind in knowing the possessions you treasure most are protected. That's the art of Chubb.

Art & Antiques Coverage Highlights

Chubb is one of the largest insurers of art and antiques in the world. You can count on unparalleled service and expertise, and some of the broadest coverage available:

  • Worldwide protection with no deductible: Chubb’s policy provides worldwide, “all-risk” coverage for most causes of loss, with no deductible.
  • Automatic coverages: What’s more, Chubb’s one-of-a-kind policy automatically includes innovative and unique coverage for: breakage of your fragile collections, your lost possessions, your newly acquired treasures, and more.
  • Breakage of delicate possessions: Breakage for items like crystal, china and porcelain may be excluded on your homeowners’ policy, but with a Masterpiece® Valuable Articles policy, you are automatically covered for breakage of fragile items.
  • Newly acquired items: If you already have itemized fine art listed on your Chubb policy, and you add a new item to your collection, we’ve got you covered. Chubb provides convenient, automatic coverage for newly acquired similar items for 90 days, (up to 25% of the total itemized coverage for similar articles).
  • Protection for changes in value: If the market value of an itemized article listed on your policy immediately before a covered loss exceeds the amount of itemized coverage for that article, not to worry. Chubb will pay its market value immediately before the loss, up to 150% of the amount of itemized coverage for that article, but not more than the maximum amount of coverage.
  • Simplified appraisal requirements: We also simplify the process by offering some of the most flexible appraisal requirements in the business, as well as automatic coverage for newly acquired items.

Related Resources

Helpful Tips – Learn More

Have concerns regarding protecting your collection? Call our Preferred Service Provider Network at 1-877-60CHUBB (1-877-602-4822) for a referral to a qualified professional. 

Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.