At first, the idea of supplemental insurance may sound redundant: If you already have insurance, why would you consider more?
The answer, quite simply, is that primary insurance such as your health insurance covers only a portion of the total costs you may need help with in the event of sickness or injury.
It’s great that you have insurance – but what about the non-covered costs? What about replacing lost income, paying rent, buying food – even just covering the expense of transporting loved ones to visit you at a recovery facility? Not to mention the cost of continuing to pay your major medical insurance premiums so your benefits don’t lapse.
That’s why Combined Insurance offers supplemental disability insurance, accident insurance, sickness insurance and life insurance. Our policies are easy to understand, so you can make the right decisions about your coverage.