Special Risk

Student Accident Insurance

Many schools seek to comply with state educational code requirements and limit their general liability exposure by providing student accident insurance to students in kindergarten through 12th grade. Chubb Accident & Health provides a variety of plan options for public and private school-sponsored activities and events. Our Administrators are experts in providing risk management assistance to educational institutions and helping them manage the risks associated with an accident.

Coverage

Highlights

  • Mandatory and voluntary plans are available on a primary, limited primary or excess basis.
  • Plan designs are tailored to meet the school’s needs and may provide accident medical, accidental death and dismemberment, and accident dental benefits.
  • Policies are written on an annual policy term and may cover summer school activities.
  • Benefit periods available up to 104 weeks.
  • Football coverage is available on an optional basis.

Client Profile

  • Private schools
  • School consortiums
  • Purchase groups

The Chubb Advantage

  • Innovation: Our entrepreneurial business philosophy and expert industry knowledge allow us to remain flexible in finding the right solution for our clients.
  • Global Protection: The Chubb global network can satisfy the insurance needs of companies operating worldwide.
  • Financial Strength: Consistently high ratings from A.M. Best and Standard & Poor’s are an indication that we are financially strong and able to meet our obligations to our customers.
  • Superior Solutions: We are dedicated, solutions-oriented professionals able to provide quick responses and expert handling of customer needs.