Professional Liability

Professional Liability Protection for Media Organizations

If your company gathers and disseminates information, then you face the same litany of media liability exposures as a publisher, broadcaster, advertising agency, video or film producer, or any other media organization. Chubb’s MediaGuard policy offers professional liability protection for both traditional and non-traditional media organizations.

Coverage Highlights

Coverage

  • Occurrence form covers activities that occur during the policy period, regardless of when the claim is first made
  • “All risk” coverage goes beyond specified “named perils” to include risks arising out of the core functions of advertising, broadcasting, publishing, and video and film production
  • Built-in coverage for advertising content
  • Negligent publication coverage for any claim alleging harm to a person or entity that acted or failed to act in reliance upon the information published
  • Customer fully controls whether to settle or retract content and can choose between reimbursement of defense costs or duty to defend
  • No “insured versus insured” exclusion with respect to internal copyright disputes
  • Punitive damages coverage, where insurable by law
  • Minimum of 90 days coverage for acquisitions and creations (organizations, covered media) with potential for automatic coverage until the end of the policy period (depending upon actual or projected revenues)
  • Internet Liability clause with automatic coverage for websites created following policy inception

Forms & Applications

MediaGuardSM Application

New Business Application for Producers Liability Coverage

MediaGuardSM Application

Media Liability Insurance Programs

National Newspaper Association Members
National Newspaper Association Members
Public TV and Public Radio Stations
Public TV and Public Radio Stations
TV and Film Producers
TV and Film Producers