Premises Pollution Liability Products

Premises Pollution Liability (PPL) Policy

  • Our suite of PPL coverages for domestic and U.S.-based multinational companies can meet your needs and protect your business operations.
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Coverage Highlights

Coverage

  • Premises Pollution Liability (PPL) Policy types available include: PPL and PPL Portfolio
  • Industry-specific endorsements to provide unique coverages for Public/Educational Entities and Multinational businesses
  • Coverage for domestic and U.S.-based multinational companies
  • Admitted local policies outside of the U.S. can be placed as part of a master U.S. program
  • Claims-Made and Reported coverage form
  • Sudden and accidental and non-sudden/gradual pollution events
  • Owned, operated, managed, leased or maintained locations coverage may be available on a blanket basis by endorsement
  • Broad definition of pollution conditions including illicit abandonment and medical, red bag, infectious and pathological wastes
  • Indoor Environmental Conditions coverage, including fungi and Legionella pneumophila
  • Third-party Property Damage coverage including Natural Resource Damages
  • Built-in coverage for Emergency Response Costs
  • Transportation coverage
  • Non-owned Disposal Site coverage
  • Business Interruption and Delay Expense coverage
  • Catastrophe Management Costs coverage
  • Products Pollution coverage may be available by endorsement
  • Off-site operations coverage for work performed by or on behalf of a Named Insured may be available by endorsement

Benefits

  • Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)
  • Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals
  • Environmental Incident Alert – our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases.
  • Experienced underwriting specialists across the U.S. and specialized claims expertise
  • Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
  • Thought Leadership that addresses the complexities of domestic and global environmental regulations and compliance
  • Valued long term relationships

Minimums & Limits

  • Targeted Minimum self-insured: $10,000
  • Targeted Minimum premium: $10,000
  • Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs; sublimits may apply to certain coverages and classes of business

Policy Terms

Annual or multiyear policy terms available

Target Segments

  • Agriculture
  • Chemical/Petroleum Storage
  • Commercial
  • Education (Pre-K through 12, Higher Education)
  • Healthcare
  • Hospitality
  • Industrial
  • Manufacturing
  • Mergers & Acquisitions
  • Mixed Use/Residential
  • Public Entity
  • Quarrying
  • Real Estate
  • Recreation
  • Renewable Energy
  • Research & Development
  • Retail
  • Transportation
  • Warehousing & Distribution

Restricted Industries

  • Metal Mining and Reclamation Operations
  • Livestock Ranching, Fowl Hatcheries and Packing Plants

Forms/Applications

Thought Leadership

Managing the Environmental and Regulatory Challenges of Electronic Waste
Managing the Environmental and Regulatory Challenges of Electronic Waste
Agricultural Businesses Face Unrecognized Environmental Risks
Agricultural Businesses Face Unrecognized Environmental Risks
Premises Pollution Liability Coverage: Essential Protection for Operational Risk
Premises Pollution Liability Coverage: Essential Protection for Operational Risk