Healthcare Premises Pollution Liability Endorsement

  • Designed with healthcare in mind, this policy offers broad-based pollution coverage for owners, operators and managers of healthcare facilities.

You can access all the coverages and benefits of our Premises Pollution Liability Portfolio (PPL Port) Policy, including enhanced coverages tailored to healthcare-specific risks.

Coverage Highlights


  • Access to, and all the benefits of, Chubb’s Premises Pollution Liability Portfolio (PPL Port) Policy
  • Enhanced Healthcare Endorsement includes: Enhanced definition of first-party remediation costs to include relocation of occupants in the care of the insured to other facilities in the event of a pollution condition or indoor pollution condition


  • Underwriting of the insured’s environmental management program and due diligence process vs. each location
  • Coverage for premises, non-owned disposal sites, transportation of waste, off-site operations, Bodily Injury/Property Damage from pollution conditions, pollution clean-up - all under one policy
  • Claims-made and reported
  • Single non-auditable policy incorporating multiple coverages, reducing the potential for coverage gaps
  • Definition of Pollution Condition includes medical, redbag, infectious or pathological wastes
  • Responsive underwriting staff with strong expertise in environmental risk and solutions
  • Dedicated claims experts
  • ESIS® Risk Management Services

Minimums & Limits

  • Minimum self-insured retention: $10,000
  • Minimum premium: $10,000
  • Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs

Policy Terms

  • Annual or multiyear policy terms available

Target Clients

  • Hospitals
  • Medical office buildings (MOBs)
  • General medical facilities
  • In-patient and out-patient surgical centers
  • Long- and short-term care facilities
  • Psychological centers (in-patient and out-patient)