Long Term Care Facilities Insurance in the U.S. - Chubb Medical Liability
 Medical Liability

Long Term Care Facilities

  • Long term care facilities must prevent and mitigate their own mix of risks to protect their patients and staff. We provide healthcare professional and general liability coverages to help you insure these risks.

Coverage Highlights


  • Experienced staff who understands the unique and complex challenges of the healthcare industry
  • Competitive coverage terms and conditions
  • Financial Strength: Chubb consistently receives among the highest ratings for financial strength from the industry's principal rating agencies


  • Primary  Healthcare Professional Liability (occurrence or claims made), General Liability (occurrence or claims made) with various deductible options depending on venue
  • Excess Liability coverage available with varying limits available based on venue and account characteristics


  • Minimum premium varies by characteristics of the account.


Primary Coverage (where offered):
  • Limits available up to $1 million each claim; $3 million aggregate
  • Claims made Professional Liability and Occurrence or Claims Made General Liability
  • Separate limits for Professional Liability and General Liability may be available for additional premium
Excess Coverage (where offered):
  • Limits available up to $10 million each claim; $10 million aggregate

(Not Available on all accounts; Limits available are based upon underwriting guidelines and account characteristics.)

Client Profile

  • Skilled nursing facilities
  • Assisted living facilities
  • Independent living units
  • Continuing care retirement communities

Coverage available for both for-profit and non-profit entities.