Medical Liability

Package Insurance for Human Service Agencies

  • Including property, crime, inland marine, general and professional liability, auto and umbrella

Offering a package designed for organizations that provide behavioral health/mental health and alcohol and drug services including outpatient and residential treatment.

Coverage Highlights


  • Staff who understands the unique and complex challenges of the human services industry
  • Physicians may be included as insureds. Employed and Contracted Psychiatrists are covered.
  • No professional and general liability deductible
  • Available in all States


  • Coverage includes professional and general liability with optional coverages available including commercial package (property, inland marine and/or crime), commercial automobile and umbrella
  • Professional and general liability available on a claims-made or occurrence basis
  • Prior Acts coverage is available
  • Abuse and molestation coverage options
  • General liability and property coverage extension endorsements which address the unique exposures of the human services industry


Primary Professional Liability and Umbrella Coverage available
Based on underwriting guidelines and account characteristics.

Client Profile

  • Organizations providing residential or outpatient behavioral and mental health treatment programs
  • Alcohol and substance abuse treatment facilities offering a variety of services such as residential or outpatient counseling, workshops, or vocational services



Sheila Shaw
Irwin Siegel Agency
800 622-8272

Robin Houck

Irwin Siegel Agency

845 796 3400 ext. 5117