Medical Liability

Professional Liability & Package Insurance for Human Service Agencies

  • Professional liability for behavioral, mental health centers and addiction treatment facilities.

Offering a coverage package designed for organizations that provide psychiatric and mental health counseling through residential and outpatient treatment programs.

Coverage Highlights


  • Staff who understands the unique and complex challenges of the human services industry
  • Physicians may be included as insureds
  • No professional and general liability deductible
  • Available in all states


  • Professional liability and optional coverages are available including commercial package (general liability, property, inland marine, and/or crime), commercial automobile, and umbrella
  • Coverage available for employees of corporations
  • Professional & general liability coverage available on a claims-made or occurrence basis
  • Prior Acts coverage is available
  • Abuse and molestation coverage options
  • General liability and property coverage extension endorsements which addresses the unique exposures of the human services industry


Primary Professional Liability and Umbrella Coverage available
Based on underwriting guidelines and account characteristics.

Client Profile

  • Organizations providing residential or outpatient behavioral and mental health treatment programs
  • Alcohol and substance abuse treatment facilities offering a variety of services such as residential or outpatient counseling, workshops, or vocational services



Sheila Shaw
Irwin Siegel Agency
800 622-8272

Robin Houck

Irwin Siegel Agency

845 796 3400 ext. 5117