Business Insurance

Excess and Surplus

  • Places coverages for unique or complex exposures
  • Distributes innovative and sophisticated P&C specialty products
Learn More About, Westchester, Chubb's Excess & Surplus Product Group

Coverage Highlights

Wholesale insurance clients expect more and therefore we commit to ensuring that our customers needs are at the core of our operation. Our portfolio of excess and surplus coverages includes:


  • Environmental Insurance
  • Inland Marine Insurance
  • Product Recall Insurance
  • Professional Risk Insurance
  • Property Insurance
  • Casualty Insurance


  • Commercial Lines
  • Professional Lines
  • Specialty Property & Casualty
  • Select Binding

Program Offerings

  • Programs

These coverages and more are offered through Westchester, a Chubb company. With a history that dates back more than 150 years, Westchester, headquartered in Alpharetta, Georgia, was acquired by ACE Limited in 1998 and is today a part of the North American segment of the Chubb Group.

Westchester Fire Insurance Company is licensed as a multi-line property and casualty insurer in all 50 states, the District of Columbia, U.S. Virgin Islands, Guam and Puerto Rico. Westchester Surplus Lines Insurance Company is an eligible surplus lines insurer in 49 states, District of Columbia, Puerto Rico, and U.S. Virgin Islands. Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company are A.M. Best rated A++ and S&P AA-.

Westchester also writes policies on: Illinois Union, ACE American, ACE Property & Casualty and ACE Fire Underwriters paper.

Westchester is the E&S specialty product group within Chubb that serves both the large corporate, middle and small market segments.Visit Westchester and learn more about its offerings and contact information.