Business Insurance

Cultural Institutions

  • Tailored solutions for treasured institutions

Industry Highlights

From museums and libraries to botanical gardens and aquariums, each cultural institution must responsibly protect its facility, its collections, and its operations. The risks these institutions face are as unique as their exhibits.

Consider the following:

  • Does your facility house valuable or one-of-a-kind items?
  • Do any of your buildings have significant historic, aesthetic, or architectural features?
  • Could you withstand allegations by donors of mismanagement of your organization?
  • What would happen if several employees sued you for discrimination?
  • Are you prepared for a multimillion-dollar liability claim?
  • How would you handle an extortion threat to publicize proprietary information?

For more than 50 years, cultural institutions have relied on Chubb for insurance products and services that provide an effective program for managing their risk. Our tailored solutions respond to the unique and changing risks of institutions whose primary mission is to collect, display, educate, and preserve.

Learn more about Chubb's Cultural Institution property & casualty capabilities.

Manage Risks

As revenue sources change, a growing number of institutions have started to lease their facilities for private events or have started to offer a range of programs and services outside their traditional focus. These changes in operation may introduce a number of different exposures.

Read our article, Private Events Invite New Risks, to learn more.

Risk Engineering Services

The operations of cultural institutions are evolving. Chubb risk engineers have the experience and knowledge to guide you through development of a risk management program to support your changing operations. Learn more.

Coverage Solutions

Chubb Small Commercial Insurance

The Chubb business owner’s policy (BOP) is designed specifically for small businesses by incorporating robust coverages for property and liability as well as over 50 optional coverages. In addition to the BOP, we also provide auto, workers compensation, specialty and umbrella products for a total account solution. The Chubb Small Commercial Insurance products will serve as the foundation for small cultural institutions such as art galleries, libraries, museums and many more.