With broad protection for property and liability exposures, Chubb’s business owner’s policy (Chubb BOP) serves as the foundation for your insurance portfolio.


Chubb BOP protects small business owners with up to $10M in revenue, in more than 500 business classes across the following industries:
  • Clubs and associations
  • Cultural institutions
  • Financial services
  • Healthcare
  • Real estate
  • Retail stores
  • Service businesses
  • Technology
  • Wholesale businesses

Coverage Highlights

Chubb BOP is developed from our renowned commercial package, Customarq, to provide superior coverage tailored for your small business. This state-of-the-art policy is crafted to address specific industry risks with multiple features for property and liability insurance.

Optional enhancements:
  • Property enhancements including a unique automatic blanket limit of insurance concept that ties together essential property coverages. This allows you to use your insurance dollars where you need it the most following a loss.
  • Liability enhancements including broad named insured and blanket additional insureds
  • Privacy and data breach
  • Earthquake (in selected states)
  • Employment practices liability
  • Foreign liability including kidnap and ransom
  • Electronic data liability
  • Equipment breakdown
  • Water back-up and sump overflow
  • Professional liability insurance for barbers, dental labs, florists, funeral directors, hair stylists, hearing aid establishments, optical establishments, printers, and veterinarians
  • Crime, including forgery and alteration, money and securities, as well as employee dishonesty

Key Features

At Chubb, we recognize that every small business is unique. That is why we crafted customizable insurance products to fit your needs. Key features of Chubb BOP include:

  • Chubb Small Commercial Insurances's dedicated underwriting team supports all standard and financial lines products
  • Paperless PDF quote proposal and policies are generated instantly

Total Account Solution

Building your portfolio with Chubb means broad, state-of-the-art insurance protection all in one place. Add supporting insurance products to a Chubb BOP policy for the complete insurance solution.

Umbrella – With premiums starting as low as $400 per million limit in coverage for targeted classes, umbrella quotes are automatically generated, making it easy to deliver complete protection for your business.

Workers' Compensation – Chubb Small Commercial Insurance's workers' compensation policy is essential for protecting yourself as a small business owner. When combined with Chubb BOP, our workers' compensation policy provides your small business with a broad insurance solution to help protect you and your employees should an injury or illness occur on the job. 

Commercial Auto – Chubb's commercial auto policy includes personal injury protection, uninsured and underinsured motorist limits up to $1M as well as endorsements that include additional coverages where available.

Management & Professional Liability – Chubb's ForeFront Portfolio suite provides additional management and professional liability insurance including employment practices, crime, and cyber liability.

Cyber Enterprise Risk Management (ERM)/DigiTech® ERM – Using a three-pronged approach, Cyber ERM and DigiTech ERM incorporate risk transfer, loss mitigation services, and post-incident services to help protect your small business from constantly evolving cyber risks. 

Why Chubb?

Chubb Small Commercial Insurance leverages superior underwriting expertise with the world renowned claims, account services, and financial strength that you expect from Chubb. You work hard to grow your business so you need an insurance company that can grow with you. Chubb’s longstanding tradition of excellence makes us an easy, and wise, choice.
Obtain a Quote Today!

Contact an agent to see how Chubb Small Commercial Insurance can protect your business!