With broad protection for property and liability exposures, Chubb’s business owner’s policy (Chubb BOP) serves as the foundation for your insurance portfolio.


Chubb BOP protects small business owners with up to $10M in revenue, in more than 500 business classes across the following industries:
  • Clubs and associations
  • Cultural institutions
  • Financial services
  • Healthcare
  • Real estate
  • Retail stores
  • Service businesses
  • Technology
  • Wholesale businesses

Coverage Highlights

Chubb BOP is developed from our renowned commercial package, Customarq, to provide superior coverage tailored for your small business. This state-of-the-art policy is crafted to address specific industry risks with multiple features for property and liability insurance.

Optional enhancements:
  • Property enhancements including a unique automatic blanket limit of insurance concept that ties together essential property coverages. This allows you to use your insurance dollars where you need it the most following a loss.
  • Liability enhancements including broad named insured and blanket additional insureds
  • Privacy and data breach
  • Earthquake (in selected states)
  • Employment practices liability
  • Foreign liability including kidnap and ransom
  • Electronic data liability
  • Equipment breakdown
  • Water back-up and sump overflow
  • Professional liability insurance for barbers, dental labs, florists, funeral directors, hair stylists, hearing aid establishments, optical establishments, printers, and veterinarians
  • Crime, including forgery and alteration, money and securities, as well as employee dishonesty

Key Features

At Chubb we understand that every industry and business owner face different risks.  That’s why when we write an insurance policy we write it tailored for you. Key features of Chubb BOP include:

  • Using Fast TrackSM, Chubb’s industry leading online platform, an agent or broker can obtain a quote and issue a policy in minutes
  • Chubb Small Commercial Insurances's dedicated underwriting team supports all standard and financial lines products
  • Paperless PDF quote proposal and policies are generated instantly

Total Account Solution

Building your protection portfolio with Chubb means broad, state-of-the-art insurance protection all in one place. Add these supporting insurance products to your Chubb BOP policy for a complete insurance solution for your small business.

Umbrella – With premiums starting as low as $400 per $1M in coverage for targeted classes, umbrella quotes are automatically generated, making it easy to deliver complete protection for your business.

Workers' Compensation – Workers' compensation insurance is essential for protecting yourself as a small business owner. When combined with Chubb BOP, our workers' compensation policy provides your small business with a broad insurance solution to help protect you and your employees should an injury or illness occur on the job. 

Auto – Chubb's commercial auto policy includes personal injury protection, uninsured and underinsured motorist limits up to $1M, as well as broadening endorsements that include 17 additional coverages where available.

ForeFront Portfolio 3.0SM and ForeFront PortfolioSM for Not-for-Profit Organizations – Chubb's ForeFront Portfolio suite provides additional management and professional liability insurance including employment practices, crime and cyber liability, as well as higher limits for over 200 BOP classes.

Cyber Enterprise Risk Management (ERM)/DigiTech® ERM – Using a three-pronged approach, Cyber ERM and DigiTech ERM incorporate risk transfer, loss mitigation services, and post-incident services to help protect your small business from constantly evolving cyber risks. 

Why Chubb?

Chubb Small Commercial Insurance combines superior underwriting expertise with the world renowned claims and account services that you expect from Chubb. You work hard to grow your business so you need an insurance company that can grow with you. Chubb’s longstanding tradition of excellence makes us an easy, and wise, choice.
Obtain a Quote Today!

Contact an agent to see how Chubb Small Commercial Insurance can protect your business!