Under WICA, employers are required to maintain insurance for the following employees:
- all employees involved in manual work; and
- all other non-manual workers earning $1,600 or less a month.
However, employers are susceptible to legal liability for claims under both WICA and also the Common Law for all employees, even if they are not under the categories mentioned above. As such, Chubb has developed the Chubb Work Guard, to safeguard employers’ liability, and offer value-added services.