Commercial Fire Insurance

Fire is a costly and dangerous threat to businesses of any size as all the blood, sweat and tears that you poured into the business can potentially disappear in one blaze. Don’t let fire undermine your bottom-line. Protect your business against fire damage with Chubb’s Commercial Fire Insurance, a customisable fire insurance solution crafted to provide essential coverage with optional add-ons for your business property.

Coverage Highlights

This plan comes with 3 sections where, aside from Section I, you are allowed to add-on or drop-off any coverage from Sections II and III for a combination that best suits your needs.

Section I: Fire (Compulsory)

  • Cover buildings, machinery and stock against the risk of fire, lightning or explosion
  • Coverage may also be extended to cover the following perils:

    - Aircraft damage

    - Bursting or overflowing of water tanks apparatus or pipes

    - Bush / Lalang fire

    - Damage caused by falling trees

    - Earthquake and volcanic eruption

    - Flood

    - Removal of debris

    - Riot, strike and malicious damage

    - Loss or damage caused by storm / tempest

    - Subsidence and landslip

Section II: Burglary (Optional)

  • Cover damage to the property and loss of business-related assets due to theft or an attempt to break in

Section III: Internet Liability (Optional)

  • Indemnify insured against the sums which he/she shall become legally liable to pay due to a wrongful act while conducting the business over the internet; such as slander, libel or written defamation and violation of privacy

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

Related Article

Quick Guide on Commercial Fire Insurance
Quick Guide on Commercial Fire Insurance
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