Forever Diamond Plan

Forever Diamond Plan

A whole life savings plan offering Guaranteed Lifetime Coupons, with different premium payment periods and life protection options to suit your individual needs. 

Forever Diamond Plan is a long-term savings plan, featuring Guaranteed Lifetime Coupons and guaranteed cash value as well as non-guaranteed dividends to help grow your wealth. The plan provides life protection up to age 100 of the insured. Its Terminal Illness Benefit will help you cope with the changes and the potential expenses should such illness strike, giving you extra peace of mind.


  • Annual Guaranteed Lifetime Coupon equivalent to 2.5% of the latest sum assured or notional amount (whichever is applicable) of the plan will be payable starting from the 2nd policy anniversary until age 100 of the insured.
  • Non-guaranteed dividends that bring you potential return to your savings. 
  • Flexibility to withdraw the Guaranteed Lifetime Coupons and the non-guaranteed dividends to meet your financial needs. 
  • Five options of premium payment term, with the shortest being three years. 
  • Two death benefit options available. Life protection up to age 100 of the insured. 
  • Terminal Illness Benefit helps relieve the financial burden from medical expenses. 
  • A wide range of riders are available to enhance your coverage.

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Company Ltd. (Incorporated in Bermuda with Limited Liability).

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