Critical Illness Combo 370

New technology opens up pathways for disease cures, yet recovery from critical illness can be a long journey and it may come with a significant financial cost that impacts you and your family. Chubb Life’s Critical Illness Combo 370 is a comprehensive critical illness solution, offering critical illness coverage, life protection and savings in one plan. With limited years of premium payment, you can get numerous benefits against 134 illnesses, relieving you and your loved ones from financial burden. Critical Illness Combo 370 also features a wide range of follow-up treatment and assistance services, reducing the mental stress that you and your family may experience and collaborating with your way of rehabilitation.


  • Extensive Coverage against 134 Illnesses, including 69 Early Stage, Juvenile and Special Illnesses and 65 Major Illnesses
  • Advance payment for Early Stage, Juvenile and Special Illnesses1,2
  • Apart from Major Illness Benefit2, a maximum of two claims for Multiple Protection Major Illness Benefit2 can be made if the insured is subsequently diagnosed with Cancer, Heart Attack or Stroke before age3 85.
  • Extra Coverage Benefit2 will be offered upon valid claim for Major Illness Benefit or death benefit, whichever is earlier, in first 10 policy years
  • In addition to critical illness coverage and life protection, you can build your savings  through the guaranteed cash value2,4 and non-guaranteed Terminal Dividend5 (if any)
  • Follow-up treatment and assistance services6
  • A wide range of riders7 are available to enhance your coverage



  1. Any Early Stage, Juvenile and Special Illness Benefit paid or payable will reduce subsequent benefit(s) payable under Major Illness Benefit, death benefit, Surrender Value and Maturity Value.
  2. Please note that we will deduct any outstanding premiums and loans together with accrued interest before making any benefit payment under the Basic Plan.
  3. “Age” refers to the age at the nearest birthday.
  4. Guaranteed cash value is paid only if premium is paid in full when due and is determined based on the Sum Assured of the Basic Plan. When Early Stage, Juvenile and Special Illness has been paid or become payable, the guaranteed cash value of the Basic Plan will be determined based on the Sum Assured net of the amount paid or payable for Early Stage, Juvenile and Special Illness Benefit. In the event that Major Illness Benefit has been paid or become payable, the guaranteed cash value of the basic plan will become zero.
  5. It is determined by the Company and subject to change from time to time
  6. These services are arranged through a third party service provider and are not a part of the policy or benefit item under the policy provision. The Company and the third party service provider reserve the right to terminate or vary the service in its sole discretion without further notice. We shall not be responsible for any act or failure to act on the part of the third party service provider.
  7. Further underwriting for riders is required, and extra premium applies.

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Company Ltd. (Incorporated in Bermuda with Limited Liability).

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