Home and Contents Insurance

Home Insurance

  • Optional cash settlement – you can rebuild or not
  • Comparable workmanship and quality when rebuilding
  • Complimentary home inspections
Protect your home from water damage

Chubb understands homes of all types and ages. We also know your home is an emotional as well as financial investment.

If anything disastrous should happen, you'd want to rebuild as it was before, with the same quality, character and class. Chubb offers coverage that lets you do just that.

Coverage Highlights

Tailored solutions for your home with Chubb Masterpiece®

  • Optional cash settlement, you can rebuild or not. It's your home, your policy. If you decide to rebuild at another location or not to rebuild at all after a total covered loss, you can opt for a cash payment up to the policy limit. It’s your investment and your choice.
  • Extended replacement cost to restore your home to its original beauty. In the event of a covered loss, Chubb will pay to rebuild your home, using the same quality of materials and workmanship, no matter the cost.
  • Cash settlement on contents, it’s your choice. From sporting equipment to antique furniture, your home contents are covered for the cost of replacing them without any deductions or depreciation. You are not required to replace an item that is lost, stolen or damaged; you can choose a cash settlement instead.
  • Unlimited Additional living expenses so you can maintain your lifestyle after a loss. If you need to temporarily move out of your home while it is being repaired or rebuilt, Chubb will pay the additional expenses incurred.
  • Business property, at home and away from home. Chubb will pay up to $50,000 for a covered loss to business property you own or possess.
  • Superior protection credits. Chubb offers up to 15% in policy premium credits for specific loss mitigation measures at your home, such as full-time caretakers and 24-hour alarm signal continuity protection.

Proof of home and peace of mind with our complimentary home inspection. Chubb provides you with a detailed report of the characteristics of your home. Our Chubb risk consultants help determine its actual replacement cost and ensure that you and your family are well protected, based on your needs.