Home and Contents Insurance

Condo and Co-op Insurance

  • Choice of replacement cost or cash settlement
  • Full coverage for belongings in storage
  • Unlimited additional living expenses

Your home is much more than walls and ceilings. Chubb offers tailored home insurance paired with its world renowned claims service

Coverage Highlights

Tailored solutions for your condominium/ cooperative with Chubb Masterpiece®

  • Replacement Cost Cash Settlement. Chubb gives you your options when settling your claim. You can choose replacement cost or cash settlement on Contents and Additions Alterations.
  • Full Contents Coverage for Stored Contents. You’ll get full coverage, with no time limit, for contents you keep temporarily in storage.
  • Unlimited Additional Living Expenses. Your family can maintain their regular lifestyle even when your residence cannot be lived in.
  • Master Policy Contingent and Unit Assessment. Generous Master Policy Contingent and Unit Assessment limits of 250% of contents limit and up to $25,000 with the option to increase to $100,000 for deductible related losses.
  • No Deductible. Chubb does not apply a deductible to losses involving lock replacement, food spoilage, police and fire department charges.
  • Business Property Included. Chubb will pay up to $50,000 for a covered loss to business property you own or possess, at home and away from home.
  • Comprehensive Liability. Chubb Liability Coverage offers limits up to $50M and includes libel, slander, defamation of character, and invasion of privacy.
  • Identity Fraud Expense. Chubb offers Identity Fraud Expense coverage of $50,000 with no deductible.
  • Rebuilding to Code. Coverage ensures your unit is rebuilt or repaired in accordance with the latest laws.
  • Worldwide Coverage. Worldwide coverage applies for Contents and Personal Liability*.

* Some territorial restrictions apply